Four questions. The answer depends on how many people live there, how many separate households they form, and whether they share a kitchen or bathroom. Not on how many floors the building has.
Operating an unlicensed HMO carries a civil penalty of up to £30,000 and a rent repayment order of up to 24 months’ rent. The Renters’ Rights Act doubled that from 12 months for offences committed on or after 1 May 2026, and gave tenants two years to bring a claim.
Answer all four to see the result.